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News and Events 

We are constantly busy here at Capital Insurance & Associates.  Whether we're working with our customers to make sure their important possessions are protected, or participating in events in our community, we're always on the move.  Check out this page for news and events involving our agency.


We have partnered up with Safeco Gold Extended Hours program.


In order to benefit our Safeco Customers, our agency has joined forces with Safeco Gold to provide you with a better customer experience.  Is it after hours and you have a billing and/or policy question? There's no need to wait until the next business day.  Call Safeco directly and reach a licensed professional who will work as an extension of our office.  They will be able to provide you with the excellent service that you need at a time that is convenient for you.


The phone number to call for Gold Extended Hours is 888-481-6876.  Available Monday through Friday 4:30PM - 9:00AM and 24 hours on weekends and holidays.


Congratulations Terina on completing the requirements for the Certified Insurance Service Representative (CISR) designation.


Paul Stehr is Retiring.


Paul Stehr, a friend and colleague retired from the insurance business after many years and is relocating to North Carolina with his wife.  We wish Paul and his family the best.



Congratulations Shelly & Scott on a handsome little boy, Drew!


Congratulations Terina & Kent on a beautiful little girl, Brielle!


Welcome Our New Team Members

Tara: Producer / CSR


Shelly: Producer / CSR


Shelly graduated from Mineral Area College with an Associates of Arts Degree. In 2006, she obtained her Property and Casualty insurance license and specialized in commercial trucking insurance. In March of 2013, Shelly joined the Capital Insurance & Associates team as a producer and CSR, servicing both personal & commercial clients. Shelly is married to Scott who is a lineman for Citizens Electric. They reside in Frohna, Missouri with their daughter, Adalyn and son, Drew.


Congratulations Kent and Terina Dillahay on your marriage!


Our personal lines insurance manager Terina was married to Kent Dillahay on October 20th, 2012 in Apple Creek, Missouri.  Their 7 year old daughter, Mackenzie, was a beautiful junior bride.  We are very excited for the Dillahays to start the next chapter in their lives.  Best of luck, love and happiness for your future.


Today is the day you will always remember, the greatest in anyone's life.  You'll start off the day just two people in love and end it as husband and wife.  And with luck, all your hopes and your dreams can be real.  May success find its way for your hearts.  Tomorrow can bring you the greatest of joys, but today, is the day it all starts. --- Author Unknown


Terina is Getting Married!


An office bridal shower was thrown on August 10th to celebrate the upcoming marriage of Terina Hoptop to Kent Dillahay.  Terina and Kent, along with their daughter Mackenzie, are very excited to be getting married October 20th, 2012.  Feel free to stop by the office and give Terina your congratulations.



Capital Insurance Enjoys Community Events!

SEMO Fair Parade 2013


Capital Insurance and family members participated in the parade and they survived the heat!  It was great to see all of the familiar faces again this year.



SEMO Fair Parade 2012


On Monday, September 10th, 2012 Capital Insurance employees greeted everyone that lined the parade route by handing out candy and magnetic calendars.  Thank you everyone that came out!  We had a great time seeing all of your familiar faces.



The Allied Mobile App!

Did you know you can access your Allied Insurance policy information right from your phone?  It is just that easy!  Allied makes it simple, fast and free for you to access your information on your terms.  Check out the link below more for information and download options.

Allied Mobile App!


Our Location

Capital Insurance & Associates, Inc.

Capital Insurance & Associates, Inc.

326 S Broadview
Cape Girardeau, MO 63703
Main office: 573-340-3575
Capital Insurance & Associates, Inc.

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.