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Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.

Our Providers

Our Location

Capital Insurance & Associates, Inc.

326 S Broadview
Cape Girardeau, MO 63701
Main office: 573-340-3575

Delivering home and auto insurance in Cape Girardeau, Jackson and surrounding areas in Missouri and Illinois

Who we are:

We’re an independently owned and operated agency in Cape Girardeau, Missouri and we deliver comprehensive insurance and risk management solutions.  We’ve served individuals, families and businesses throughout Southeastern Missouri more than 20 years and our agents have more than a century of collective experience.  We’re dedicated to giving clients the best experiences possible and we communicate with clients in whatever ways clients prefer in order to ensure that the best experiences are had.  This means that we’re available in-person, over the phone and/or text, via email, and even via Facebook.


We proudly provide insurance solutions to clients near Cape Girardeau, Jackson, Scott City, Perryville, Gordonville, Fruitland, and throughout Missouri, Illinois, Arkansas, Indiana, and Tennessee

What we offer:

We work with a variety of carriers that enable us to offer clients the greatest selection of coverage and policy options.  As a result, clients can find the best fit for their needs and the right price.  From personal lines like home, auto, life and health to commercial lines for businesses in tree trimming, pest control, and retail, we have programs that meet virtually any need.  These programs also include golf course, carnival, and church.  We adapt each of these and other programs to the needs of individual clients and we’ll adapt the program you choose to your needs.

How we work:

We’re local and all of our agents are from Cape Girardeau or nearby areas.  This means that we know our service communities and trends that affect the people in these communities.  We can be face-to-face with clients easily and can extend ourselves to meet their needs.  We can also play roles in our communities that allow us to give back, as we know these communities so well.  We’re proud of this and how we operate.  We’re consultative and hands-on.  If you’re interested in an insurance solution from an agency that cares how secure you are and whether or not you get the best deal, contact us or give us a call.  You can also request a quote.


We have partnered with Safeco Gold extended hours program to benefit our Safeco Insureds.  Contact Safeco from Monday through Friday 4:30PM - 9:00AM and 24 hours on weekends and holidays.  Their number is: 888-481-6876

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